10 Homebuying Steps

Ten Steps in the Homebuying Process

1. Qualification - What loan program and price/payment range? (Required by all sellers)

2. Search for Homes - Online and actually go see homes

3. Write an offer/offers - depends upon circumstances

4. Ratification - Buyer and seller agree to all terms

5. Home Insurance / Lender Docs

6. Inspections/Appriasal

7. Addendums

8. Transfer of Utilities

9.  Final Walk Thru Inspection

10. Settlement - Sign the Documents and Get Keys to your new home.

These are the ten basic steps in purchasing a home.  Depending upon circumstances, additional steps may be needed.  The entire process always starts with getting qualified.  Once we know what type of loan is best for your needs and your price range, then we can tell you what you really want to know.  What will my payments be? How much do I need for down payment? What will the closing costs be? Can we get any assistance from the seller? All these questions and many more can only be answered once we get you qualified.  Now we are ready to find your new home and continue through the list.  I pride myself on educating my clients throughout the entire homebuying process.  I not only explain you what we are doing but why we do it.  

Buying a home is, and should be an exciting time for you.  I want you to enjoy your home search and understand just what is happening at all times.  Many people try to make this process too complicated and mysterious.  It really is a very simple process. Yes, there are issues from time to time, but that's what I do.  I handle the problems so you can enjoy the experience of purchasing your new home.  If you have any questions, please feel free to call me at 703-898-5939.  Talk to you soon.